Depicted with three modern buildings with near-identical facades (two of which are skyscrapers), and a greenhouse-like atrium between the WTF Center's two towers. the WTF Center complex is clearly based on Manhattan's World Financial Center, specifically consisting of recreations of two World Financial Center, three World Financial Center, the New York Mercantile Exchange and the Winter Garden Atrium. None of the WTF's center's buildings are accessible, although the interior of the atrium, while obscured, is still visible.
Located on a shoreline, the WTF center is fronted by a marina where multiple boats typically spawn. A miniature outdoor garden is also located on the southern end of the complex.
The "WTF Center" name is derived from the signage of the northernmost building's northern parking entrance.
The WTF Center complex is clearly based on Manhattan's World Financial Center, specifically consisting of recreations of two World Financial Center, three World Financial Center, the New York Mercantile Exchange and the Winter Garden Atrium.
The real World Financial Center in Manhattan is across the street from the World Trade Center complex, where the tallest building in America,One World Trade Center is located. All references to this location have been cut to prevent controversy and in order to not offend players after the September 11, 2001 attacks.
- The name of the complex is an obvious reference to an abbreviation of "what the fuck", commonly used in Internet shorthand, as well as the World Financial Center's "WFC" abbreviation. Although this is almost certainly unintentional, the WTF Center's name also forms an amalgamation of the two complexes which occupy the area in real life - 'World Trade Center and World Finance Center.